This Fact About Your Retirement Savings May Surprise You!

August 30, 2018 | posted in: Blog | by

Do you know which would have a greater impact on your retirement savings: a) saving an additional 1% of salary for 30 years; or b) delaying retirement by 3-4 months? You might be surprised to learn the answer.  Find out here.

In Your 50s and Just Now Thinking About Retirement Savings?

August 21, 2018 | posted in: Blog | by

Don’t feel bad; you’re not alone.   According to a recent study from the Employee Benefit Research Institute “more than a third of those between the ages of 45 and 54 who answered said they had less than $25,000 saved,”
But now it’s time to get focused.  Check out these 3 ways to recover from a late start on retirement planning.  Read more from Walter Updegrave here.

The ABC’s of Your 401(k)

August 15, 2018 | posted in: Blog, Employee Education | by

Starting out on you career? The best time to start saving for retirement is now! Read more here.

What Can Squirrels Teach Us About Saving?

July 27, 2018 | posted in: Blog, Employee Education | by
They’re smart and adaptable, and they plan!

Darwin said the organisms don’t need to be the smartest to survive, they need to be the most adaptable.  Grey squirrels are a double threat:  they are both smart and adaptable, equally at home in the woods, a backyard, or the city.

It turns out they also have a phenomenal ability to change their behavior to survive, including finding, storing, and retrieving nuts.1  This puts them close to humans’ ability to meet a long-dated future goal, such as saving money.

Read more here about what we can learn about saving from our furry friends.

Plan Sponsors Ask…

July 27, 2018 | posted in: Plan Sponsor Corner | by
Q. We’d like to bolster our 401(k) plan participation and contribution numbers. What are some of the reasons people don’t participate or don’t contribute enough?

 
A. That has been the subject of recent research by the Pew Charitable Trusts. They looked at employer and employee perspectives on saving, and made some interesting findings.   Read More  »

Feeling Squeezed? Here’s Help to Catch Up on Retirement Savings

July 10, 2018 | posted in: Blog | by

If you’re part of GenX, and feeling the pinch of being part of the Sandwich Generation, too, you may be falling behind in your retirement savings…but these tips can help you retire successfully.

Many members of Generation X, who are now in their 40s and 50s, were hit harder by the Great Recession and are still catching up financially.
This so-called Sandwich Generation also faces challenges in getting ahead financially while caring for their parents and children.
It’s not too late for Gen Xers to make up for lost time when it comes to their retirement savings, experts say. But many will need to undergo a reality check in order to make real progress.

Click here for more.